The lending process for agricultural loan of Sonali Bank Limited

Abstract

The main aim of this report is to analyze the importance of the lending process for agricultural loan of Sonali Bank Ltd (SBL) as a public organization. SBL has established itself as one of the leading and fastest growing Bank in Bangladesh. In this report at first I have provided a background of the Report. Next, I have given a short description of Sonali Bank Ltd. This bank works mainly for Government. Then next part is project part. In that part I have discussed the lending process for agricultural loan of Sonali Bank Ltd. The main aim of a bank is to maximize the value of the bank. To maximize the value of SBL, it needs to take care about the agricultural loan in rural areas. Because from these sections, SBL gets deposit, commission and earns more profit. After that, I have shown findings about the lending process for agricultural loan which are not up to dated. Next, I have recommended few criteria‟s to improve the lending process for agricultural loan of SBL. Finally, from my perspective, if the bank controls and takes proper steps to overcome its limitations; it will become a heart -trusted bank of People.