The credit schemes offered by Prime Bank Focusing on credit cards and car loan

Abstract

Banks are the most major elements of financial institutions in the economy. The banking practices are growing immensely across the world. It is trying to come up with different kinds of new products and services. Consumer banking is the key growth area in the modern economy. Increase of customer numbers in corporate banking is becoming stagnant. While every day number of customer growing rapidly. Consumer banking arena is new in Bangladesh. However, their positive involvements in trade, industry, business, finance, banks are very important part of economy.Prime Bank Limited is a private commercial bank in Bangladesh. It is the first generation bank came in 17april, 1995. It offers all kind of banking facility like Commercial Corporate and Personal Banking Services. Different type of new products and services include Corporate Banking, Retail Banking and Consumer banking are from the industry to agriculture and real estate to software.All my courses complete in BRAC University gives me proper understanding of theoretical implications. After that application is the next step in the learning process. So the internship program is the requirement of BBA program which provide an opportunity to work in the field. I have learned about products and services of Prime Bank offers to the client.This report is based on internship working experience which conducted at Ring Road Branch of Prime Bank Limited as a part of internship program.The Bank’s objective is to bring a qualitative change in banking and financial sector. Today, it serves usefully and collecting funds from the surplus units of the economy in the form of deposit and assemble deposit to the deficit units of the economy in the form of credit. Now, Prime Bank Limited serves its customers at home and abroad with 127 branches and 170 ATM booths spread over the country and about three hundred overseas correspondences with the motive of quantities and qualitative change in economy .