SME loan application and disbursement procedure of Union Capital Limited

Abstract

I have made this report on the foundation of my three-month practical experience and knowledge at Union Capital Limited. The internship program facilitated me to learn about the real and practical scenario of a Non-Bank Financial Institution. Union Capital Limited is a Bangladeshi Non-Bank Financial Institution company. The company was founded in 1998. The company is known for its investment products like term/lease finance, SME finance, real estate finance, equity finance, etc., brokerage services, issue management, underwriting, portfolio management and corporate advisory services UCL has 8 offices located in Dhaka, Chittagong, Sylhet, Madhabdi, Tongi and Bogra. UCL is a publicly traded company listed on both the Dhaka and Chittagong Stock Exchange

The main goal of the internship course was to model practical life work setting and use them as real-world opportunity to apply knowledge gained and to progress all required skills such as, technical, analytical, interpersonal and potential qualities. I have prepared this report based on my experience and observation gathered from the company. The company has many departments but the spotlight is given more on the SME department in the Gulshan Branch as I only got the opportunity to work in this office. My report is based on SME loan Application and disbursement procedure of Union Capital Limited.

After knowing the real scenario of “Union Capital Limited” regarding their SME loan Application and disbursement procedure, a great deal of recommendation came up. I have also given recommendation and conclusion from my perspective which is to improve the environment of the company.