Credit risk analysis of Jamuna Bank Limited

Abstract

Internship is must to fulfill academic requirement. This internship report is based on practical experience at the JAMUNA Bank Limited, Konabari Branch. This report contains several parts. In the first part of this report contains some description about the banking sector and perspective of the JAMUNA Bank Limited. In this part how data has been collected is also described. The next part is about the company. Here history and back ground of the company. Their corporate mission and vision. How they exercise their corporate and social responsibility. Then a brief description of the board of director and key management profile. One important fact that is focused in the report is the performance of the company. Their performance of the last few year and growth. The next part is described about the product of the JAMUNA Bank Limited. JAMUNA Bank Limited offers a diversified asset and liability product. Those are broadly described in this part.. The organ gram of this branch and the functions of the branch. Konabari branch of the JAMUNA Bank Limited is an authorized dealer bank. So it can't do foreign. Except this branch perform all regular banking activities. As it is a computerized online banking service provider this branch can support other branches. For the sanction of loan and some other expenditure, authorization from the Head Office is required. A target of profit is given by the Head Office and the branch is trying it best to achieve it. During my internship program in this branch I have found some lacings. It is to be mentioned that this is from my point of view. I have also pointed out some recommendations which I believe to be the best from my point of view. At the concluding part I have focused the overall facts of this report.