Green banking practice in Bangladesh- a study on Janata Bank Limited

Abstract

Sustainable development mainly works on human development process and also how nicely natural resources used for living peacefully in the world with a good environment. Basically, I choose a specific topic about sustainable development process based on that I gave a name of this topic that is very renewable nowadays with the bank GREEN BANKING, that means think green. And now one question arise why this is suitable for bank? The answer of the question is Bangladesh face a huge problem with the natural effect , each and every year Bangladesh face natural calamities each and every year, because of global warming the drought and other effect that is happen because day by day cutting down trees is increasing people are using fossil fuel and burning down trees and used for human helped, that can remove if we reduce the uses of papers and also save the environment ecologically by that and that’s the whole idea about green banking think green save the world from using so many uses of paper and use technology as the modern age is said so. Sustainable development also defines by allow the whole market work within cost efficient way.in the Bangladesh one of the basic financial intuitions and all the industrial activity that always run in the one place and also it calls the economic instruments for a country called BANKING sector. All the financial work can be run by a bank, for a country. All these good things there always a but and that is nowadays Bank faced some problem in the global market about the credit risk and liability risks because banks are the major stakeholder company over a country.it can happen because of changing environmental factors that affect mainly the quality of assets and also in the long run facing some problem about the rate of return. that’s the reason bank should go green and work with a pro active way to take environment and all the ecological aspects as a part of their lending principles, that forces to industries to go investments on environmental management and use technology in an appropriate way. That create the importance of green banking that highlights the sustainable banking and development of Bangladesh.in the whole study of green banking I found it there is not much investments and not to take enough initiatives by the banks and all the financial institutions on this valuable aspect of a country. We can suggest a major step by this institution should be taken to establish it. This report titled “Green Banking practice in Bangladesh: A Study on Janata Bank Limited” covers the elementary concepts of Green Banking. It begins from ‘Introduction’ and ends till ‘Recommendation’ through some of its real-life applications. The literature review part is enriched with different definitions which will make the readers’ concept clearer than before on this topic. There is a visual display of the definition as well to make it better understand. The report is divided into several parts. The first part of which contains introduction, the second part contains an overview of Janata Bank Limited, the third part contains introduction to Green Banking, the fourth part contains Green Banking of Banks in Bangladesh, the fifth part contains Green Banking of Janata Bank Limited, the sixth part contains the learning through tasks in Janata Bank Limited, the seventh part contains Analysis and Findings from the report and the eighth part contains recommendation and conclusion from the report. Janata Bank Limited has come up with some significant Green Banking activities that have been discussed in third, fourth, and fifth part. Finally, the report contains findings, recommendation and conclusion.