Credit and investment management LankaBangla Finance Limited

Abstract

“LankaBangla Finance Limited” was originally established as a joint venture company between Bangladesh and Srilanka with the name “Vanik Bangladesh Limited” in the year 1996. But with multinational collaboration it entered into new dimension with fresh equity investment from Singapore and Kingdom of Soudi Arabia. In the year 2005 it was renamed LankaBangla Finance Limited and went public in the following year. It was established with an intention to operate in all the area of activities of an NBFI. The success factor of a financial institution is it’s trustworthiness among customers and sound implication of competitive strategies. To be a profitable entity to invest in overall performance of the FI need to be satisfactory at a glance. LBFL is trying to build a good image among all classes of customer thus been able to improve its performance to a greater extent. My internship report on LBFL is titled “Credit & Investment Management of LankaBangla Finance Limited”. To construct the report I have tried to collect as much as related information. First I gave an overview of the company. I included a brief discussion of overall activities to get a preliminary idea of the services of the company. Though the topic is not based on overall activities it has a origination in this sector. The functions of treasury operation, corporate finance, brokerage services, merchant banking has important implication on the credit & investment management of the company. In order to get idea of the performance of the bank I tried to show how the company manages its financing products. My concentration was to show the whole process of credit & investment management. As a major part of the report overall financial performance analysis is done. Performance analysis included operating performance, asset performance, financial risk analysis and other product performances.