Analyze the SME performance and policy of Dhaka Bank Limited

Abstract

Generally private banks prefer larger companies than SMEs for lending due to the extra risk of SMEs not being successful attempts. This often makes it harder for small and medium size companies to borrow money for their potential businesses. Even women entrepreneurships that is we are giving more emphasis for improvement fall under the criteria. To solve this many banks have taken steps with governments’ encouragement to ensure that SMEs are provided with reasonable fund exposure and services to finance their businesses more smoothly. Dhaka Bank Limited has always been active and responsive with several products and services for SMEs along with the government. The reports’ purpose is to find out and analyze the SME financing policy and performance of Dhaka Bank Limited. At present, Dhaka Bank Limited has disbursed 26,717 million BDT for SME financing with the NPL of 3.13%.