Credit risk management of Southeast Bank Limited

Abstract

The internship report has been structured on “Credit Risk Management of Southeast Bank Ltd.” It is focused on primary data and secondary data. The details obtained from various sources such as annual report, credit manual of bank etc. In this article, four private commercial banks are active in the areas of credit risk management. I evaluated CRG's credit risk assessment model for this study. The CRG model focuses on various types of risks such as financial risk, corporate risk, risk management and protection, etc. This CRG score provides details about which bank has a high or low credit risk. Awareness of south-east bank Credit Risk Management and credit risk classification systems is the main purpose of the report. This report aims to represent a clear idea of Southeast Bank Ltd. policies, activities and accomplishments with a specific reference to credit management. In conjunction with primary and secondary information obtained from a variety of sources, the Internship Report on Credit Risk Management of Southeast Bank Ltd was prepared. Banks and financial institutions nowadays are becoming very competitive and different kinds of financial institutions' services and products are rising with rapid growth. The information used in the study is derived from a variety of sources, e.g. the annual report, SEBL’s credit manual, SEBL Rokeya Sarani branch’s daily statement of business and banking papers. This report reflects the goods and services available, quality of service and customer service performance, terms and conditions etc. This report is prepared. Southeast Bank still tries to develop new products and services to the needs and desires of its customers. The management has been able to lower the credit risk all over its credit risk exposure. In Bangladesh there are more private banks and that is why competition has become very strong so that SEBL has the task of keeping its current customers. SEBL is mindful, indeed, of its consumer banking structure and still seeks to adapt over time to developments and wants to modernize its goods and services