Non-performing loan performance from banking industry perspective of Bangladesh: a study on Sonali Bank’s non-performing loan

Abstract

Sonali Bank Limited is known as one of the Leading state-owned government running bank in the banking sector. They are doing tremendous works in the banking sector and also in the whole economy for progress. Through the internship program in SBL, I go to experience and have acknowledgements about their banking operations and corporate culture. The study of the report highlight the whole experience at SBL outlining all aspects. The main study of the project part focuses the NPLs’ overview in the Sonali Bank and also reflect the image of existed NPLs in banking sector of Bangladesh. It focuses on the latest conditions of loans related issues or NPL in the bank and highlight the key areas to focus for solving or mitigate the root causes for future recovery and growth of economy. This report is divided into several parts and discussed every possible parts from organization specific to focused topics of project. There are detailed manner discussions about organization, daily operations of different departments, business structures, strategies regarding their growth and success in competitive market. In the focused part of findings and analysis, I have tried to hold up the reflection of NPLs issues and condition in banking sector through detailed study of SBL’s NPLs. This report gives the overview of NPL concerning areas to improve and current market condition of bank statements affecting because of NPL.