Financial performance analysis of Prime Bank Limited (2008-2012)

Abstract

As a fully licensed commercial bank, prime bank ltd is being managed by a higly professional and dedicated team with long experience in banking. This report is done based on the three months long internship program that I have successfully completed in Prime Bank Limited, Banani Branch from January 29-April 29 (2013) as an requirement of BBA program in BRAC Business School. Topic of my internship report is-“Financial Performance Analysis of Prime Bank Limited from 2008 to 2012”. This report contains two major parts. In first part I have described my responsibilities during the internship period in Prime Bank Banani Branch. In second part I calculated all basic financial determinants to measure a bank’s financial performance in the last five years. They are- Return on Assets(With Breakdown), Return on Equity(With Breakdown), Net Interest Margin, Earning per Share, Earnings Spread, Interest Sensitive Gap, Relative IS Gap, Interest Sensitivity Ratio, Liquidity Indicators, GAAP, Rap Capital, Market Value Capital, Leverage Ratio, Core Capital, Supplementary Capital, Internal Capital Growth Rate. After completing the calculation, the analysis is done that means according to the change of the ratios at different times I tried to interpret the reasons of the change of the ratios. By analyzing the ratios I figured out some problems. Based on those particular problems I recommend some points which I think will be helpful for Prime Bank Limited to overcome the financial shortcoming. Lastly the conclusion of the report has been done.