Credit risk management of Prime Bank Limited

Abstract

To accomplish the requirement of our M.B.A. program at Brac University, this report has been done in a renowned Bank named Prime Bank Limited. During the three months long internship program, it has been oriented with the banking operation of commercial bank. As a report wok paper is to be developed on the direct observation of the banking operation, the topic named “Credit Risk Management by PBL”. Bangladesh Bank continuously provides different guidelines as mandatory to operate the banking business or service. In compliance to the CIB report by Bangladesh Bank, Prime Bank limited develops different manuals on credit and credit risk management and keeps them in written with every Branch of the PBL. Prime Bank Limited maintains the robust Credit Risk Management Policy to handle the credit risk furnish proper credit assessment & approval procedures, remedies to default credits. Before developing a research paper on “Credit Risk Management by PBL”, here the PBL with its Business activities, products and services, financial position & reviews are given. Furthermore, some numerical figures and graphs are presented complied with the research work. These numerical figures and graphs will represent the bank with its financial activities to basic operations and credit management. At the final explanatory section different Bibliography and Appendices have been attached with. This research report is an empirical study on Credit Risk management by Prime Bank Limited, an emerging commercial bank in Bangladesh.