Overall SME performance evaluation of IDLC Finance Ltd and their contribution to expand Bangladesh economy

Abstract

This report is made to show the growth and the performance of the Non-Bank Financial Institutes in Bangladesh especially about IDLC. In this report as a part of NBFIs in the country has scrutinized and their performance has been analysed. For this top performing NBFI in the country has been analysed with a particular sector SME. As a one of the best Infrastructure Development and Leasing Corporation IDLC Finance Ltd what is their overall performance in SME financing compare to all other NBFIs in Bangladesh. Though I have done my Internship in IDLC I had the chance to examine the NBFI sector and their performance and some few internal news. Here I will be mostly discussing the sectors performance on the basis of their SME loan providing process and success achieved to expand SME business in Bangladesh. I have also discussed about their corporate designs, operational activities and CSR and Green financing attempt has taken by IDLC. Moreover I will also try to explain the necessity of expanding SME sector to develop our economy and how it can help our country to be a sustainable developing country. Despite having challenges, I tried to produce this report with as much information as possible with the amount of resources I had. IDLC finance Ltd is a major NBFI who is playing vital role for SME financing in Bangladesh. The trend of SME loan disbursement in context of IDLC financing is highest at trading sector followed by manufacturing sector and then service sector. SME plays a very important role in economic advancement of Bangladesh. As major business of IDLC is providing SME loan facilities to the business along with various type of loan to individual and organizations they are helping to keep moving this advancement wheel in our country. Here in this report I tried to analyse what is SME and importance of it for our country. The current scenario of SME of IDLC, type of product of SME offering by IDLC, it’s future opportunities and threat and overall SME situation in Bangladesh and problem facing by SME sector , here I am also trying to put some recommendation for IDLC Finance Ltd.