Financial performance analysis of five leading banks of Bangladesh

Abstract

The health of the economy is closely related to the banking system. The banks are mobilizing the savings of the people for the investment purpose. This internship report is based on the four months internship program from 7th October 2012 to 7th February 2013 as a requirement of BBA program. To fuel our economy there are almost 30 commercial banks in Bangladesh. BRAC Bank is one of the top performing commercial bank in our country. Though it has started its journey in 2001, but at present it has a very strong position in the banking industry. As the competition is increasing, the commercial banks are constantly looking for to develop credit operation and performance appraisal to the market. In this report I have done a comparative analysis of five best performing banks of Bangladesh. The selection is primarily done on CRAB (Credit Rating Agency of Bangladesh). These Banks are Islami Bank, Prime bank, BRAC Bank, Dhaka Bank and Eastern Bank and all of them are having the rate AA3 given by CRAB. The comparative analysis is done based on some financial parameter like Return on Equity, Return on Asset, Return on Investment, Profit after Tax, Loans and Deposit size, Earning per Share. Moreover there are some other factors on which performance analysis is done. These are sector wise loan distribution of each bank, number of branches and staffs. At last there are some overall findings on this report.