Credit management of Mercantile Bank Limited

Abstract

This report is based on "Credit Management of Mercantile Bank Limited" which is prepared from my experience working at Mercantile Bank Limited's Credit Department. The most important tasks of the bank are to collect deposits from the clients and lend to the client. Through this process the banks are earning their revenue. Mercantile Bank Limited employees are very serious about their work. They maintain a protocol with existing clients and establish a good relationship with new clients to collect large amounts of deposits from MBL clients per month for their better service. It is very important to manage the deposit money for a bank. MBL believes that 80% to 90% of the deposit is required to be invested in the debt section. This report focuses on various debt benefits given by Marketing Bank Limited and the overall process of debt Mercantile Bank Limited emerged as a new commercial bank and started operations in June 1999 with a clear mission for effective banking services and socio-economic development in the country. There are 129 branches in the bank by 2018. The branches are always ready to prepare better service for their clients. I am in interne at MBL-75, Osman Plaza, Elephant Road Branch, and Dhaka-1205 Last 3 month I worked in the Credit department. I got a chance at the site Visit. I got a clear idea about the loan process. The main function of a bank is to manage its assets and liabilities effectively and in the competitive environment of the credit service. And Mercantile Bank Limited effectively manages the resources and liabilities and achieves continual success and prosperity. With the focus on driving productivity with a sustainable improvement in business performance, it is managed in a disciplined and intelligent way.