Employee performance evaluation of credit risk management SME Division of IDLC Finance Limited

Abstract

IDLC Finance Limited undoubtedly the best financial institution in Bangladesh's NBFI market, with the best portfolio in the country. It was Bangladesh's first financial institution, established in 1985. IDLC Finance has three subsidiaries which is IDLC Investment ltd (IDLCIL), IDLC Asset Management Limited (IDLC AML) and IDLC Secmities ltd (IDLCSL). The study includes a detailed history of IDLC Finance Limited and their employee performance evaluation, as well as a descriptive analysis of the Credit Risk Management-SME Division employees, which is the paper's main goal. This study has been conducted to assess the importance to improve their manpower and their contribution of IDLC Finance Limited. Every organization's most essential resource for gaining a durable competitive advantage over competitors is its human resources. And performance evaluation of employees is major concern of HRM. There are numerous strategies that are used globally by different firms to produce a competent workforce to monitor the performance of the employees. These HR Practices are a set of ideas that can help you locate the right people for the job and improve their commitment, productivity, and loyalty to the organization. I have completed my internship in the Credit Risk Management department, under the Credit Risk Management-SME division of IDLC Finance Limited. This internship has aided my personal growth in a variety of ways. For having a good understanding of the performance evaluation and the significance of the factors, I have chosen the mentioned topic for my internship report. In case of four months internship program in Credit risk management under SME Division, My main task included disbursement of files, archiving information, and handling day-to-day activities, as well as generating deposit transactions, Processing fee entry, solving the disbursement dispute and filling out forms. Beside this, I also worked in the MBR (monthly business review) and wrote articles about the IDLC Finance Limited' s employee performance evaluation. My motto was to do everything in my capacity to satisfy my supervisor's expectations by giving it my all. However, it also clearly demonstrates what I learned throughout my four-month internship at IDLC and how I helped both the organization and myself. Using the information I gathered, I attempted to make this report as informative as possible .