An analysis of credit risk management of National Credit & Commerce (NCC) Bank Limited

Abstract

Banks in the private banking sector, National Credit and Commerce Bank (NCC) Ltd is one of the best growing and leading Bank in Bangladesh. They have a wide experience in domestic and international banking industry. In Last year the bank earned tk. 1,137.91 million against tk.1, 433.76 million. The bank achieved 102.56% profit in 2014. It operates with 101 branch and 2500 employees till 2017. Its operations performed under three major heads-General Banking Advance and Foreign Exchange. Advances are the major source of bank‟s income. This department plays a vital role in augmenting the bank‟s growth and earnings. Its various deposit & credit products have also attracted the clients-both corporate and individuals. The bank has already occupied a challenging position among its competitors after achieving success in all areas of banking operation. NCC Bank Limited aspires to provide customers with complete Banking solutions by providing the good banking facility and their services also good. On the other hand NCC Bank helps to economy to increase it. In the time of intern, I got the opportunity to use my accounting and financial term for three months as an intern at NCC Bank. Three month continuously learning and hard working at NCC Bank, helps me to prepare the term paper, it was the feedback of my internship time. Here, I am going to discuss about the basic overview of the NCC Bank Limited and its products, departments, my job responsibility as an intern and brief description about the Banking activities on Credit management and the 4 years performance of credit management.