Camel rating analysis of Eastern Bank Limited BRAC Bank Limited and Bank Asia Limited

Abstract

The CAMEL rating analysis of Eastern Bank Limited, BRAC Bank Limited, and Bank Asia Limited is the subject of this internship report. The report covers three chapters. The first one includes information of the writer who is a MBA intern at BRAC University. The second chapter deals with the background of EBL. EBL is a PCB in Bangladesh. Chapter 2 talks about the management system, finance and accounting, IT and comparative analysis (SWOT and Porter’s 5 forces). The main part of the report is chapter 3. This part analyzes the three banks’ performance using CAMEL rating for the latest three financial years. For the analysis, the ratios under CAMEL is used. To name a few includes, CAR, D/E ratio, Net NPA to Total Assets, ROE, ROA, Profit per employee, etc. The CAMEL ratios determine the performance of the banks in rankings. The rankings are done after making an average from the particular ratios. From the analysis it has been found that EBL has performed better than the other two, followed by Bank Asia Limited and BBL at last. The entire analysis is done using annual reports of the banks.