The prospects of affordable housing solution in Bangladesh

Abstract

Due to the vast disparity between housing demand and availability in places like Dhaka, purchasing a home is more expensive for lower- to lower-middle-income groups. Additionally, because they are viewed as having higher creditworthiness, financial institutions typically target the upper or upper-middle income group. Due to the fact that a significant portion of Bangladesh's population falls into the poor and lower-middle income brackets, financial institutions are missing out on a major potential to seize a sizable market. In this internship report, the opportunities for affordable housing solutions will be highlighted, along with the difficulties that financial institutions may run across while making such loans. Moreover, this internship will also provide an overview of IDLC Finance Limited. In order to make this report, both primary and secondary data have been used.