Article Published in Referred Journals

Permanent URI for this collectionhttps://hdl.handle.net/10361/6436

Browse

Now showing 1 - 5 of 5

Environmental consideration in bank’s lending decision: a case study of Bangladesh
(© 2014 World Review of Business Research, 2014-03) Haque, Samina
Corporate Social Responsibility (CSR) is one of the buzz words now-adays. As such environmental awareness has become pivotal in each and every sector of business. In case of banking sector (loan being their primary revenue generating product) environmental issues ought to be addressed in their lending operations. In case of Bangladesh, CSR has even become one of the performance evaluating criteria for banks as far as central bank of Bangladesh is concern. With this regard, this paper aims to examine incorporation of environmental issues in bank’s lending decision. This study is based on questionnaire survey of banks engaged in corporate lending in Bangladesh, supplemented by semi-structured interview. The purpose of the study is to examine the extent to which Bangladeshi banks incorporate environmental consideration into their corporate lending decisions. It explores the sources of information used by banks when making corporate lending decision which involves environmental considerations. This paper also includes some views and comments of the banks regarding environmental disclosure. The study concludes that banks are not satisfied with the current state of information available to them. And they desire for improvement in various ways beyond current practice. The study reveals that in Bangladesh banks rely more on personal visit rather than company’s annual reports for gathering information regarding environmental issues. The little information that is available in the annual reports in this regard is not standardized and comparable. This makes it difficult for banks to use it in pricing their credit.
Impact of fundamental factors on stock price: a case based approach on pharmaceutical companies listed with dhaka stock exchange
(© 2013 International Journal of Business and Management Invention, 2013-09) Haque, Samina; Faruquee, Murtaza
This paper aims at identifying the influence of various fundamental factors in determining the market price of shares in Dhaka Stock Exchange (DSE). For this study 14 listed pharmaceutical companies have been considered which comprises of 70% (14 companies out of 20) of the total listed companies under pharmaceuticals and chemical industry (PCI) in Dhaka Stock Exchange (DSE). Time frame of the research is seven years slot (2005 to 2011). The analysis is done in two stages. The first segment of the paper attempts to find out the co-relation between market price of the stocks and companies’ performance, which includes earning per share (EPS), dividend per share (DPS), return on equity (ROE), return on assets (ROA), and the ratio of fixed asset to total asset (FA/TA). In the second segment, the market price of stocks under sample has been compared to fundamental or intrinsic price. This paper considers Net Asset Value (NAV) as ideal value of stock. The study depicts that the market price is very insensitive toward fundamentals of companies and current market price is highly overvalued compared to the ideal value of stocks, which reinforces that fact that the impact of unauthorized information has a greater influence in determining the price of stocks in pharmaceuticals and chemical industry in DSE.
The performance analysis of private conventional banks: a case study of Bangladesh
(© 2013 IOSR Journal of Business and Management (IOSR-JBM), 2013-08) Haque, Samina
This study attempts primarily to measure the financial performance of some selected privatecommercial banks in Bangladesh for the period 2006-2011 and to identify whether any relationship exists between a bank’s years of operation and its performance. For this purpose five banks have been selected from different generations. The financial performances of these banks have been scrutinized from the following four dimensions: (1) profitability (2) liquidity (3) credit risk and (4) efficiency. The study concluded that there is no specific relationship between the generation of banks and its performance. The performances of banks are dependent more on the management’s ability in formulating strategic plans and the efficient implementation of its strategies. The study findings can be helpful for management of private commercial banks in Bangladesh toimprove their financial performance and formulate policies that will improve their performance. The study alsoidentified specific areas for each bank to work on which can ensure sustainable growth for these banks.
A comparative analysis of operating performance: evidence from the top five pharmaceutical companies of Bangladesh listed with Dhaka stock exchange
(© 2013 European Journal of Economics, Finance and Administrative Sciences, 2013-05) Haque, Samina; Amin, Shabnaz
This paper attempts to evaluate the financial performance of pharmaceutical industry of Bangladesh through analyzing the top 5 listed companies in this sector. The study is based on secondary data from 2005 to 2010 and collected data have been analyzed through different financial ratios and statistical tools like mean, standard deviation (SD), coefficient of variance (CV) and T- test, etc. It was observed from the study of the audited financial statements of the pharmaceutical companies that the efficiency dimension has not been satisfactory for all the companies mainly due to inefficient asset management. However, most of the companies managed to maintain financial stability over the years under consideration. As far as the profitability and solvency dimensions are concerned, both Renata and Square companies outperformed the industry and had been able to generate reasonable return to the shareholders. In terms of liquidity, although the ratio of these companies has shown a downward trend over the past six years but was above the industry average. This study will help the general investors to understand the nature of operating performance of the pharmaceutical companies of Bangladesh, to identify the key factors responsible for such performance and help them to take informed investment decision.
Corporate social responsibility: a comprehensive framework –Bangladesh perspective
(© 2012 European Journal of Social Sciences, 2012-12) Haque, Samina

Browse

Recent Submissions