Descriptive report on the CAMEL-based performance of a foreign bank in Bangladesh: a Case of Commercial Bank of Ceylon, PLC

Abstract

This report was prepared as a partial requirement of Bachelor of Business Administration degree from Brac University. This thorough and descriptive study has explored the strategic, operational and financial performance of Commercial Bank of Ceylon Bangladesh Operations through its CAMEL-based performance record. Financial data of past seven years and organizational historic information including management structure updates had been collected in preparation of the study. In addition, primary source of practical working experience and observance provided detailed operational information. Analyzing the financial data through various key ratios and conducting CAMEL rating analysis has presented a thorough view from different sectors of the bank performance over time; which has ranged from outstanding to satisfactory in all sector parameters except for liability management. Comparison against local industry average has showed that the bank has been in quite a good position in local economy in terms of recent crises such as NPL than banking industry. The paper was concluded with recommendations of increment of manpower and promotion; which will lead to a decrease in liability, nevertheless, focus on decreasing liability has also been suggested.