| dc.description.abstract | Social Islami Bank Limited (SIBL), Baryarhat Branch commenced its commercial operation in accordance with principle of Islamic Shariah on the 15th October 2010 under the Bank Companies Act, 1991. SIBL has already made significant progress within a very short period of its existence. The purpose of the bank is to become “The Bank of Choice” in the communities.
The formal corporate sector, Social Islami bank ltd. would, among others, offer the most up-to date banking services through opening of various types of deposit and investment accounts, financing trade, providing letters of guarantee, opening letters of credit, collection of bills effecting domestic and international transfer, leasing of equipment and consumer durables, hire purchase and installment sale for capital goods, investment in low-cost housing and management of real estates, participatory investment in various industrial, agricultural , transport, educational and health projects and so on.
In the Non-formal non-corporate sector, it would, among others, involve in cash Waqf Certificate and development and management of WAQF and MOSQUE properties, and Trust funds. In Islamic shariah investment is the action of deploying funds with the intention and expectation that they will earn a positive return for the owner. Funds may be invested in either real assets or financial assets. The purchase of legal right to receive income in the form of capital gains or dividends would be indicative if financial investments. When money is deposited with an Islamic bank, in turn, make investments if different forms approved by the Islamic shariah with the intent to earn a profit. Not only a bank, but also an individual or organization can use Islamic modes of investment to earn profits for wealth maximization. Investment is the most profitable as most risky function performed by SIBL.
Thestudy is related to investment management of SIBL, Baryarhat Branch. There are eight chapters in thisstudy First chapter is related to “Background of the Study”. In this chapter there are purpose of theStudy, Methodology, sources of data & limitation of the report. Second chapter is related to “Overview of the SIBL”.I tried to give a idea about overview of SIBL. It is an interest free bank. It operates the banking system on the basis of Islamic Shariah. Third chapter is related to “Introduction to Investment Facilities” of SIBL. This chapter mainly discusses about the Processing of Investment,selection criteria etc.
Fourth chapter is related with the “Security of Investment of SIBL”. In this chapter definition of Security, Security valuation, types of security are discussed. Fifth chapter is related to “Different Modes of Investment of SIBL”. This chapter mainly is discussed about the activities of Investment Modes from different view point. Sixth Chapter is related to “SME investment Mode of SIBL”. What is SME, different SME mode, Approval Chart of SME etc. have been discussed. Seventh chapter is related to “Performance Evaluation of SIBL Through Investment Data”. In this chapter different charts and diagram are used for analyzing the data.
Eightchaptersis related to identify problems & to suggest necessary measures to overcome theidentified problem and also SWOT analysis. The department of SIBL,BaryarhatBranch is running efficient hands but some problems have been identified from investment sector. To overcome these problems, SIBLmay follow those suggestions to provide better services to the customer. | en_US |
