An overall business position analysis of AB Bank Limited

Abstract

In a developing country such as Bangladesh, banks play the role of key financial institutions of the economy. This report focuses on AB Bank, the first private sector bank of the country. It was prepared during a three-month internship program at the bank. It includes an overview of the entire internship program, a dedicated chapter on the organization with in-depth discussion on the bank’s business practices and financial position and a project part where “An Overall Business Position Analysis” was done. In the first chapter, a detailed overview of the internship program was given including the time period over which the internship took place and details about the internship supervisor. Moreover, the scope of the job was also discussed. This chapter also focuses on what benefits the internship program in the specific organization will provide for the student along with criticism and recommendations regarding the program. In the organization part of the report, the organizations leadership style, its flow of authority and its human resource practices are discussed. This section also includes AB Bank’s marketing practices with special focus on its promotional practices. A very detailed analysis on the bank’s financial performance is done in the report with focus on the bank’s leverage, profitability, efficiency and liquidity. These analyses are followed by a DuPont analysis to give a better idea about the organization’s recent financial performance. Along with its financial performance, its accounting practices are also discussed in this section. There is also discussion on AB Bank’s IT infrastructure and its use of information systems in its day to day operations. An entire separate section of the chapter is dedicated to analyzing AB Bank’s industry position and its competitiveness. The organization part ends with a summary of the entire chapter and recommendations from personal experience and observation. The project part of the report begins with a detailed introduction of the project. The methodology followed in doing the project was explained followed by the findings & analysis of the project. Analysis in this part of the report helped paint a more complete picture of AB Bank’s overall business position. Finally, the project was summarized and recommendations from personal observation were given.