An analysis of deposit mobilization and Foreign Remittance performance of Agrani Bank Limited
Abstract
As BBS undergraduates, an internship is designed to obtain a degree from BRAC University.
Therefore, I accomplished my internship with Agrani Bank Limited, one of Bangladesh's top
reputable banks. The performance evaluation of Agrani Bank Limited's deposit mobilization and
foreign remittance, as well as a comparison with two distinct private commercial banks, are
emphasized in this study. The entire document has been split into 3 chapters for ease of
understanding.
The overview of internships was covered in chapter one. These internship details have already
been specified in this phase. Furthermore, the overall consequence of my internship was already
mentioned inside this chapter's portion. This chapter elaborates what contributions I gave to the
company as well as how participating as an intern improved personally. Inside the final section of
this chapter, certain recommendations for future ABL internships were suggested.
In chapter two, I have discussed the organizational overview of Agrani Bank Limited and in the
first part; I have discussed the objective, methodology, and limitation of ABL. After that, I focused
on the company overview and the financial performance part; I showed the total asset, deposit,
loan and advances, and operating profit of ABL to evaluate the performance. At the end of this
chapter, I conclude it and recommend certain suggestions for the bank.
Moreover, in chapter three, I have started with a background of the report and its objective,
methodology. After that in the finding and analysis part, I have shown the five years of trend
analysis of ABL and comparison with two private commercial banks with the last three years’
data. In this part, the ratio analysis has been shown to understand the efficiency of the bank in
terms of their deposit and remittance. Furthermore, I discuss the direct effect of deposit and
remittance on Bangladesh’s economy and compare the impact of the pandemic situation in ABL.