dc.contributor.advisor | Baser, Abdul Alim | |
dc.contributor.author | Lutfa, Tamanna | |
dc.date.accessioned | 2012-03-01T03:48:21Z | |
dc.date.available | 2012-03-01T03:48:21Z | |
dc.date.copyright | 2011 | |
dc.date.issued | 2011-12-27 | |
dc.identifier.other | ID 07204012 | |
dc.identifier.uri | http://hdl.handle.net/10361/1622 | |
dc.description | This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration,2011. | |
dc.description | Cataloged from PDF version of Internship report. | |
dc.description | Includes bibliographical references (page 66). | |
dc.description.abstract | To survive competitively in the market any business whether it is production or
service oriented should make their product and services more diversified. Responding
to the market demand IFIC Bank has a complete array of Commercial Corporate and
Personal banking service covering all segments of society.
Now Commercial Banks are emphasizing on consumer loan due to minimize the risk
of default. That is why I have decided to prepare my internship report on Retail
Banking Unit & Performance Evaluation of IFIC Bank. This report has been
conducted to find out the possibility of establishing the position of IFIC Bank in terms
of retail products.
In this report the total credit portfolio of IFIC Bank has been shown that indicated a
positive growth trend in the retail credit amount disbursed. Again in terms of interest
income, retail credit is also accounting an increasing trend. One of the crucial parts of
the report is that, IFIC Bank Retail Unit has been compared with other bank’s Retail
Credit, in some aspects to understand the current position in the market. From the
comparison with banks, some problems and prospects are found in IFIC Bank Retail
Credit. IFIC is offering diversified product portfolio and lowest rates and charges
which are their strength to proceed further in the business. Again, IFIC Bank has a
few problem regarding target clients segments and promotional activities that should
be rectified. The retail credit disbursement procedure is also described in this report.
There are many opportunities for IFIC Bank to develop and enter in retail credit
market with a massive amount of investment as this is one of the ways for risk
diversification.
In recent banking business modern countries are focusing more and more on retail
credit to shuffle their past ideas about investing in corporate credit. Though there is a
tough competition in this sector, but to achieve a leading position IFIC bank should
consider more its credit business on Retail Loan. | en_US |
dc.description.statementofresponsibility | Tamanna Lutfa | |
dc.format.extent | 80 pages | |
dc.language.iso | en | en_US |
dc.publisher | BRAC University | en_US |
dc.rights | BRAC University Internship reports are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. | |
dc.subject | Business administration | |
dc.title | Retail banking unit & performance evaluation of IFIC Bank Ltd. | en_US |
dc.type | Internship report | en_US |
dc.contributor.department | BRAC Business School, BRAC University | |
dc.description.degree | B. Business Administration | |