| dc.description.abstract | Internship is mandatory for completing graduation from BRAC University for BBS students. So, I have completed my internship from Islami Bank Bangladesh limited which is one of the renowned banks in Bangladesh. In this report the operational efficiency of Islami Bank Bangladesh limited and the comparison with all eight fully shariah based banks has been pointed out. For the betterment of analysis, the whole report has been divided into three chapters.
In chapter one, the overview of internship has been discussed. In this chapter, the internship information has been defined. Moreover, in the section of this chapter, the outcome of doing my internship has been discussed. The benefits I have provided to my organization and how I was benefited working as an intern has been reflected in this part. At the last part of this chapter, some suggestions have been recommended for future internship program of IBBL.
In chapter two, the overview, operations and a strategic audit of IBBL has been analyzed. At the first part of this chapter objective, methodology, scope and significance of analyzing this chapter has been discussed. The methods that have been used for analyzing this chapter is ratio analysis, secondary data collection, primary data collection, SWOT analysis and porters five forces. Furthermore, the management practices like risk management, human resource management has been recapitulated on this chapter. IBBL uses different promotional activities like sponsoring on sports, digital marketing and press conference which are the marketing practices. Moreover, they follow international accounting standards as well as the Bangladesh accounting standard which has been discussed on the accounting practices section. The financial information analysis is also done in this chapter for five years though deposit amount, investment, assets amount has been discussed. Moreover, the financial performance of IBBL before and after covid has been mentioned here. The comparative and industry analysis for five of years of all shariah based banks has been discussed by using SWOT analysis, porters five forces and with different graphs. At the last part of this chapter, some suggestions have been provided for IBBL in the light of this chapter.
In chapter three, the operational efficiency of IBBL and comparison with all the Islami Shariah based banks have been discussed. For doing this analysis the methods that has been used are- Ratio analysis, hypothesis testing. Moreover, for collecting the data primary and secondary sources has been used. For ratio analysis, different ratios have been taken which is related to consider the operational efficiency of the bank and all the data has been taken for five years. For comparative analysis, the average of five years ratios has been taken. In addition, in hypothesis testing multiple regression has been used for five years data and considering all other shariah based banks. In this hypothesis testing independent variable was common which is efficiency ratio. However, the dependent variables are ROA, operating expense ratio and net profit margin. Three hypothesis tests have run and found that they have significant relationship. At the last part of this chapter, recommendation for IBBL has been proved by analyzing this chapter. | en_US |
