Practices of credit risk management: a study of IDLC Finance Limited, Dilkusha branch

Abstract

IDLC Finance Ltd is a Non-Banking financial Institution which started its journey as a lease finance company in 1985. Now it has diverse segments in financial sectors to provide services to its clients in all over country with 38 branches and booths. It is helping people achieve their dreams of owning house, car, starting and expanding business, generating more employment and so on with the help of capable, qualified top management, dedicated and efficient personnel. They provide expert solution in security, portfolio management, mutual fund, asset management, and financing in business, corporate and consumer. I am pleased to get opportunity to complete my internship in this renowned finance institution. It was dream to me to work here and it fulfilled by the grace of Almighty of God as well as I literally loved to work here. I learned many things from here and observed many things while working here that are revealed in this report. In this report I explained about the types of loans credit risk management, consumer division provides their possible requirements for loans, their practices briefly and limitations.