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    Evaluation of credit assessment & risk grading management of Dutch Bangla Bank ltd.

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    05104124.pdf (841.1Kb)
    Date
    2010-12-09
    Publisher
    BRAC University
    Author
    Anwar, Ashfaq Mustafa
    Metadata
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    URI
    http://hdl.handle.net/10361/723
    Abstract
    This paper has attempted to highlight on an evaluation of Credit Assessment and Credit Risk Grading (CRG) in the context of Dutch Bangla Bank Limited, Shantinagar Branch. Dutch Bangla Bank Limited is among the leading commercial banks of the country. Lending is one of the principal functions of the bank. Sound lending practice therefore, is very important for profitability and success of a bank. . For the sake of sound lending, it is necessary to develop a sound policy and modern credit management techniques to ensure that loans/ advances are safe and the money will come back within the time set for repayment. For this purpose, proper and prior analysis of credit proposals is required to assess the risk. Credit risk analysis is one of the basic to risk management and control, as it is the risk factor inherent in many bank businesses as the quality of credit is critical to sound banking. For the effective application of CRA, expertise and willingness as well as motivation of the bankers are needed. By removing the road blocks of CRM and CRG implication through the recommendations mentioned in this paper Dutch Bangla Bank Limited can open a new horizon to better assess the risks for lending bankers and will bring the accountability in financial sector.
    Keywords
    Business administration
    Description
    This internship report is submitted in a partial fulfillment of the requirements for the degree of Bachelor of Business Administration,2010.
     
    Cataloged from PDF version of Internship report.
     
    Includes bibliographical references (page 59).
    Department
    BRAC Business School, BRAC University
    Collections
    • Internship Report, BBA (Brac Business School)

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