Abstract:
The report is originated in result of my internship, which I have done, as a requirement of
MBA program. This report is done based on my three months internship in Janata Bank
Limited.
During my stay at the office as an internee I never felt vague and ambiguous. The
environment of the Janata Bank Ltd. is well and friendly. The staffs are specialized in their
respective fields. Each of them works on their own and there id supervised from the top
management. The motivation of the staff, I believe comes from the very sense of
responsibility.
The Janata Bank Limited is one of the leading public Banks operating in Bangladesh. All the
aspects of Credit and Risk Management of JBL Like; rules, regulations activities, approval processes
of loan, credit operation dept. and also credit collection dept., various product diversity and their
facilities and recovery process of different types of loan etc. have been attached to this report.
However, I’ve done lots of financial calculations, observed their financial reports & from
my working experience I also gathered knowledge about their administrative process of
managing different issues. After preparing the whole report, I had some findings regarding
the Credit Management Policy and Performance Analysis of Janata Bank Limited. As an
inexperienced person I may have made many mistakes in those findings, but whatever I felt from my
point of view, I only pointed out those. Based on those findings, I recommended some points which
may help the bank to remove their many shortcomings.
