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    NRB remittance in relation to general banking: a study on Janata Bank Limited

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    12164014.pdf (602.6Kb)
    Date
    2014-09-09
    Publisher
    BRAC University
    Author
    Chowdhury, Afzal Hussain
    Metadata
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    URI
    http://hdl.handle.net/10361/3574
    Abstract
    Bank is a financial institution that receives, collects, transfers, pays, exchanges lends, invests, or safeguards money for its customers. Banking is the business of providing financial services to the private individuals, corporations, government agencies and business and industries. The main service of a bank is mobilizing deposits and lending these to those people to finance their consumption or business activities. Banks also render services like issue of letter of credit and guarantee, remittance or money, collection of utility bills, underwriting of capital issues, portfolio management as well as locker’s services and custodian of valuables. Janata Bank Limited is a state owned commercial bank with numerous branches spreading all over Bangladesh and is catering the need of the mass business people. It was corporatized on 15th November 2007. Janata Bank was born with a new concept of purposeful banking sub serving the growing and diversified financial needs of planned economic development of the country. Janata Bank Limited is playing the most significant role in collecting remittance from NRB (Non Resident Bangladeshi) from different countries and transfers the currency in BDT to the destined location. Here I have tried to describe the NRB remittance contribution and processing structure in Janata Bank Limited. Along with, I have included the different figure of NRB remittance and the greater impact of it on nation’s economy. . In this report I have tried to show the contribution of Janata Bank Limited’s remittance earning on NRB remittance earning. Janata Bank Limited’s performance is not dissatisfactory but the remittance earning is not increasing as the rising national remittance curve. After analyzing the data of Janata Bank Limited’s remittance earnings process, this report has suggested that Janata Bank Limited lacks in foreign currency collection structure. Its remittance earning is increasing but the increase is far below the national remittance increase. Janata Bank Limited should take up to the mark structural change in service to cope with the national trend and help Bangladesh earn more remittance. In addition, this study makes an attempt to cover within its scope almost all the significant aspects of the general banking operations of the Janata Bank Limited.
    Keywords
    Business administration; Foreign remittance
     
    Description
    This internship report is submitted in a partial fulfillment of the requirements for the degree of Master of Business Administration,2014.
     
    Cataloged from PDF version of Internship report.
     
    Includes bibliographical references (page 48).
    Department
    BRAC Business School, BRAC University
    Collections
    • Internship Report, MBA (Brac Business School)

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