A comparative analysis between FDR & MIS services offered in IFIC Bank Ltd.
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IFIC Bank started functioning as a finance company in 1976. It was formed as a joint venture between the Government of Bangladesh and several farsighted sponsors from private sector. As GOB relaxed rules and allowed private sector to establish banks in 1983, IFIC was transformed into a commercial bank. At present GOB owns 32.75% of total shares of the bank and private entrepreneurs own 8.62% of that. And the rest is in the hands of general people. The bank set its mission to present quality service to the clients through its skilled work force having dedication and innovative talents. This bank performs all commercial banking activities. You may have a Savings bank account or a Current account here. In addition you have the opportunity of a good number of Deposit schemes to choose from. IFIC is offering diversified product portfolio and lowest rates and charges which are their strength to proceed further in the business. Again, IFIC Bank has a few problem regarding target clients segments and promotional activities that should be rectified. The internship report is prepared with respect to the three months internship program in IFIC Bank Limited. The internship program helped me a lot to learn about the practical environment and situation of a financial institution and also make up a bridge between the theoretical and practical aspects and also to implement my theoretical knowledge in to the practical and realistic work environment. I tried to link up all the findings based on analysis and discussions. While preparing the report I always tried my best level to make it reliable and at the same time easily understandable. For this, I took customer survey on” A Comparative Analysis between FDR & MIS Services offered in IFIC Bank Ltd.” And also came up with a number of reference books and journals to get the theoretical backup. In spite of my heart and soul effort there may be some mistakes and unforeseen errors, which may arise due to my naive or inexperience state. I took 100 customers survey, base on my topic. I asked them some questions which help me to identify my problems and their answers. I ask them which service/scheme is more preferable FDR/MIS IFIC Bank and 2/3 customer prefer FDR service than MIS service.