A study on general banking division of South East Bank Bangladesh Limited
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It was a great opportunity to work under one of the largest bank of Bangladesh. The purpose of the program was to perceive the real life situation. The academic knowledge is well enough to compete with the real world. This internship program was helpful to face the real working environment. Southeast Bank Limited, a second generation private Bank, emerged in 1995 amid liberalization of global economies. Currently, its Authorized Capital is Tk.10, 000.00 million and its capital and reserve reached 19,597.54million as of December 31, 2012. Its vision is to stand out as a premier banking institution in Bangladesh and contribute significantly to the national economy. The Bank, in the meantime, successfully completed 18th year of banking operations, recording significant growth in all the performance indicators. In 2012, the Bank earned an after tax profit of Tk.1648.72 million. During the last two years (2011-2012), the Bank achieved an average annual growth of 20.23 percent in deposit, 18.34 percent in loan and advances, 11.16 percent in export and 12.9 percent in import. Operational excellence, coupled with qualitative improvements continued to be of paramount importance to the Bank. At present, the Bank has 102 branches, 10 SME Centers and 1 O-Shore Banking unit across the country. Plans have been drawn to raise another 10 branches and at least 10 more SME Centers in 2015. As SEBL face the stiff challenges ahead on the way to further improving the profitability of the Bank, SEBL rely on skilled and experienced workforce. SEBL has product-basket encompasses Real Time Online Any Branch Banking, Islamic Banking, Merchant Banking, Dual Currency Visa Credit Card, Visa Travel Card, ATMs, Education Loan Scheme, Double Benefit Scheme, Consumer Loan, Millionaire Deposit Scheme, SME Banking, Corporate Banking, Syndicate Loan, Monthly Savings Scheme, Monthly Income Scheme, Pension Saving Scheme, Wage Earner Pension Scheme, SMS Banking etc. in addition to SEBL has traditional credit and foreign trade related products and services. High quality customer services through the integration of the latest and state of the art banking technology and products is tool to achieve success. Customers are the first priority of SEBL. Southeast Bank is trying hard to provide a system of one-stop banking for customers by providing a broad spectrum of services. SEBL has employees have mastered new technology, enhanced their product knowledge and honed their skill to help customers meet their financial goals. SEBL wants to be the best helping customers become financially better o- by providing free advice, innovative leading-edge financial solutions, choice and convenience. SEBL is pledge-bound to turn Southeast Bank into a modern banking institution, dynamic in actions, progressive in programs, honest in dealings, just in judgment, futuristic in attitude, fair in approaches and devoted to high quality service to customers. SEBL has charted plans are aimed at boosting modern management, advanced technology, good profitability, sound financial strength and fair corporate image of the Bank.