BRAC bank SME financing
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Date
2012-10-21Publisher
BRAC UniversityAuthor
Sultana, FahmidaMetadata
Show full item recordAbstract
As part of my BBA program, I have completed my three months internship program
from a reputed bank “BRAC Bank Ltd”. During my internship time, I have gained
valuable knowledge and experience in the field of banking. So based on my learning and experience from the organization I have completed my internship report on “BRAC
Bank SME Financing”. In this paper I have tried to focus and analyze the SME financing
process of BRAC Bank Ltd. In the report I have discussed the SME products that the
bank offers, the strategies they follow for the individuals taking loan from the bank, the
monitoring process. This bank offers different SME products which suits the different
customer needs. They are:
• Anonno Rin
• Apurbo Rin
• Digoon Rin
• Prothoma Rin
• Pathshala Rin
• Supplier Finance
• Aroggo Rin
• Cash Secured Loan
• Bizness Account
I have basically discussed about the current environment they are dealing with. I have
tried to find out the basic appraisal of SME loan. I have also tried to know the enterprise
and entrepreneur selection criteria to provide SME loans, terms and conditions of the
loans, the disbursement and recovery procedures of the loans and the reconciliation
process. Finally based on all the findings I tried to make some relevant
recommendations.
From my personal view the learning aspect was fruitful and the experience there will
help me in the future. I have learnt many aspects of banking. Working with the bank
was a great learning opportunity.