Effect of liquidity management on the profitability of Agrani Bank Limited and prospects of ABL’s SME products in future
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This internship report is prepared for analyzing the effect of liquidity management of the profitability of Agrani Bank Limited and prospects of ABL’s SME products in future. Both primary and secondary data were used in order to complete this report and interviews were conducted to gather primary data. In the process, I came to know that Agrani Bank Limited gives a lot of importance in managing their liquidity management policies and they have a system which will alert them before any potential liquidity crisis. An analysis was done through CAMEL analysis to evaluate the performance, liquidity and profitability of Agrani Bank. Trend analysis was done for the previous five years and cross-sectional analysis was done among three banks. Furthermore, prospects of SME products of ABL were explored through the analysis of portfolio composition, SME loan disbursement history of ABL and investment comparison. Lastly, some recommendations were suggested to improve the performance of ABL.