Performance analysis of investment of Shahjalal Islami Bank Limited
AuthorSakib, Md. Nazmus
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This internship report based on the Performance Analysis of Investment of Shahjalal Islami bank limited. This report is divided by 4 chapters. The main objective of this report is to present an overview of performance analysis of investment of Shahjalal Islami Bank Limited. Primary sources of data are discussion with the officers & staffs and work experience in different desk. The secondary data have been collected from the annual report, different books, & website pages. In the second Chapter discussed about the overviews of shahjalal islmi Bank. Shahajalal Islami Bank has been started its journey with principle of Shariah on 10th may 2001. Now with 113 branches all over the Bangladesh it is doing its activities very efficiently. Its main focus on Al- Wadiah Current Deposit & Mudarabah Fixed Deposit. It has also different types of scheme. The performance of the bank showing that the in the short span of time of the bank had been successful to position itself as a progressive and dynamic financial institution in the country. The strength of this company are First class service management & Initially being a specialized bank it caters to the needs of an entire target market etc. As well as the weakness are Heavily depend on head office for decision making some foreign branches. Third chapter of this report showed that the performance analysis of investment of Shahjalal Islami Bank Limited. With some guidelines & procedures the investment activities are going on. There are different types of investment produtsc like Bi- Muazzal, Bi- Murabahah, Bi- salam etc. In different sectors this products are used. Investment activities are going on different divisions & sectors. The highest divisional activities going on Dhaka division with 117,798 Million tk. The analysis of investment showed that the income on investment has been increased randomly from 2013 to 2017. In 2013 it was 3.97 % but in 2017 it is 6.47%. In foreign investment the profit is also high. In 2016 it was 9.57% but in 2017 it become 22.12%. At the ending of this report which is fourth chapter, there have some findings like This Bank do not provide high range of service offerings. In some of the sector like Real Estate Company, SJIBL invests less than other sectors as it has a high risk on investment. There has recommended some findings like SJIBL needs to work to increase the investment rate & sectors. & SJIBL needs to work to increase the investment rate & sectors & Needs the approval to take any decision instantly. All the divisions have to get the proper service on investment. The number of ATM booths should increased so that customers can get the proper services of ATM both. Service offerings should be increased.