Financial performance analysis of Jamuna Bank LTD
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Jamuna Bank Ltd. carries banking activities through its 97 branches in the country. The commercial banking activities of the bank encompasses a wide range of services including mobilizing deposits, providing investment facilities,discountingbills,conductingmoney transfer and foreign exchange transactions, and performing other related services such as safe keeping, collections and issuing guarantees, acceptances and letter ofcredit. Jamuna Bank LTD is one ofthe most prominent banksin Bangladesh. It is wellknown forits organizational reputation, expertise, professionalism. JBL’scorporate branchis wellknown for the way they do business, handle clients and maintain diversified portfolio. The researcher got opportunity to complete thisinternshipinthisreputedorganizationwhereshe has able tomatch theoretical knowledge with practical situation. The report is descriptive in nature. The report was entitled “Financial Performance Analysis of Jamuna Bank LTD”. For preparing this report researcher used both primary and secondary data. Qualitative and quantitative both data were analyzed inthisreport anddata were presented by using the Microsoft word. Due to the time limitation,the scope and dimension of the study has beencurtailed. Financial analysis is structural and logical way to present overall financial performance of a financial institution. It’s also help toevaluateanddecision making for business operation. In financial analysis process ratio analysis is the most dominant and logical structure to help business related stakeholder. Under the financial ratio analysis process there are few categories to identicalarea of financial institution.Sobusiness stakeholders try to concentrate to get overall business overview from profitability, liquidity, assets management and solvency ratio analysis. These ratios not only help to decision making process also emphasized on risk avoiding and profit raising related factors. To calculatethis ratio need to take quantitative data from banktrading activity andother sources. Financial statement Analysis involves a comparison ofafirm’sperformancewiththatof other firms in the same line of business, which usual y is identified by the firm’s industry Classification. General y speaking the analysis is used to determine thefirm’s financialposition so as to identify its current strengths and weakness and to suggestactionthe firm might pursue to take advantage of the strength and correct anyweakness.