http://hdl.handle.net/10361/1 Wed, 19 Jun 2013 15:53:18 GMT 2013-06-19T15:53:18Z http://hdl.handle.net/10361/2492 An insight on unsecured lending of Standard Chartered Bank Bangladesh Fattah, Sartaz Sun, 10 Mar 2013 00:00:00 GMT http://hdl.handle.net/10361/2492 2013-03-10T00:00:00Z http://hdl.handle.net/10361/2491 Analysis of SME (Small and Medium Enterprise) Banking of BRAC Bank Limited Hossain, Md. Faruk This report aims at providing an overall analysis of the repayment behavior of the SME loan borrowers of BRAC Bank Limited. Before going to the analysis, it is mandatory to know something about the organization, its service, and its core products that it offers to its customers; about the SME loan, its classifications and the whole of its process starting from loan sanction to recovery and closing of the loan. That’s why, first of all, I made an overview of the organization, BRAC bank Limited, where I had completed my internship program. Here I tried to focus the bank’s history of origination, its mission and vision, major departments and business units and major products and services. Then I said something about Asset Operations Department, the department where loan is analysis. SME is the next section where I gave my concentration. Here I focused on the terms and conditions of giving SME loan, enterprise selection criteria and documentation. Then talked about the procedure of SME loan where I delineated the sanction, disbursement, repayment and closing of SME loan. After talking about the whole process of SME loan, I made an attempt to analyze the repayment behavior of SME loan borrowers. For this end in view, I have collected information about 29 SME borrowers from 10 branches in different locations. So, by using these sample through spss software I analysis the SME service, loan paying ability, most popular products, average recovery rate, satisfaction of clients in terms of service etc. Finally I got some findings from the analysis of the repayment behavior of SME loan borrowers. Then I conclude my report saying some policy implications, improvement of services & products. Mon, 25 Mar 2013 00:00:00 GMT http://hdl.handle.net/10361/2491 2013-03-25T00:00:00Z http://hdl.handle.net/10361/2490 Foreign exchange operations of Mercantile bank limited Hasan, S. Q. Ariful This report is all about “Foreign Exchange operations of Mercantile bank Limited”. One of the largest businesses carried out by the Mercantile bank is foreign trading. Main transactions with overseas countries are respects of import; export and foreign remittance come under the preview of foreign exchange department of Mercantile Bank. International trade demands, a flow of goods from seller to buyer and of payment from buyer to seller. In this case Mercantile bank plays a vital role to bridge between the buyer and seller. The first part of the report contains origin, objective, methodology, scope, limitations of preparing the report. Secondly, it includes a general description about Mercantile bank limited to get a clear view about the bank. It contains overview, vision, mission, structure, organogram, services, etc of Mercantile bank limited. Thirdly, it describes the job responsibilities that I had performed. Fourthly, this part explains three main functions of Foreign Exchange department in a detailed way. It contains import, import procedure, mechanism, source of finance, opening of import L/C, LTR, LIM, import payment, export, export procedure, export policy, mode of payment of export payments, export L/C, foreign remittance, inward remittance, outward remittance etc. Lastly, there are performance analysis, SWOT analysis, findings and recommendations were given to evaluate the position of the bank and how it can perform better in the competition. Sun, 23 Dec 2012 00:00:00 GMT http://hdl.handle.net/10361/2490 2012-12-23T00:00:00Z http://hdl.handle.net/10361/2489 Barriers faced by Grameenphone limited due to regulation and the expectations of the young users in Dhaka city regarding the value added services Reza, Afia Farzin Internship is a mandatory requirement for the Bachelor in Business Administration (BBA) students. As a fresh graduate it was essential to get accustom to the any working environment. Grameenphone Limited (GP) is providing internship opportunities to the undergraduate students. GP is currently holding the highest market share in the telecom industry. They got their license in 1996 and started operation in March, 1997 after that this organization has reached 40 million customers. The total number of mobile phone users in Bangladesh is 95.53 million in September, which increased by 17 million from last year. So the expectations of people are increasing gradually regarding this sector. The regulation is the sole significant element that can make or break the future of any business. The telecom industry and its members are not out of its risk. Our country has some regulation to improve and at the same time control this industry. To have an idea about the expectation and the discrepancies with the regulation a marketing research has been conducted on 50 GP users. They gave feedback regarding different value added services and explained their expectations. They have also stated the reasons for their satisfactions and dissatisfactions regarding the value added services they are getting. Mon, 17 Dec 2012 00:00:00 GMT http://hdl.handle.net/10361/2489 2012-12-17T00:00:00Z